How to Shop for a Home Loan

One of the first steps in the homebuying process is gaining preapproval for a mortgage loan. This gives you a realistic idea of the home prices that you can afford and allows you to make a strong offer when you do find the right house. While there are a lot of factors that impact your […]

Debt-to-Income Ratio Explained

If you’re considering purchasing a home, debt-to-income ratio (DTI) is an important term to familiarize yourself with. Your DTI can ultimately make it easier or harder for you to qualify for a mortgage. So knowing your DTI can help you better understand how you can best move forward into homeownership. What is debt-to-income ratio? Your […]

Beginner’s Guide to Being a Landlord

Taking on the role of landlord is a huge undertaking. You have renters to find (and trustworthy ones at that), a property to look after, and being the go-between for the many different people involved in this process. Follow these tips to ensure that being a landlord is rewarding, rather than being a headache-inducing responsibility. […]